Terms of Business
Effective Date: 3rd August 2025
Welcome to InsureNudge.com (“we,” “our,” or “us”). By creating an account or using our website (the “Service”), you agree to be bound by these Terms of Business (“Terms”). Please read them carefully.
1. About the Service
Our Service allows users to:
Create a personal account
Store and manage reminders related to insurance policies (e.g. renewal dates, expiry dates)
This Service is provided free of charge.
2. Eligibility
To use our Service, you must be:
At least 18 years of age
Capable of entering into a legally binding agreement
Using the Service for personal use only (not for resale or commercial use)
3. Account Registration and Security
You are responsible for maintaining the confidentiality of your login credentials.
You must notify us immediately if you suspect any unauthorized access to your account.
You agree to provide accurate and complete information during registration and to keep your information up to date.
4. Data Storage and Privacy
By using our Service, you acknowledge and agree to the following:
Your data (including insurance-related reminders and any personal information provided) will be stored indefinitely.
We reserve the right to share your data with third parties, including but not limited to analytics providers, service partners, and affiliates.
Your data may be stored or processed in jurisdictions outside your country of residence.
You may request deletion of your data at any time by contacting us at hello@insurenudge.com. Upon verification of your identity, we will delete your data within a reasonable timeframe.
For more details, refer to our Privacy Policy.
5. User Responsibilities
You agree that you will:
Not use the Service for any unlawful purpose
Not submit false, misleading, or inaccurate data
Not interfere with or disrupt the operation of the Service
6. Modifications and Availability
We reserve the right to modify, suspend, or discontinue any part of the Service at any time without notice.
We may update these Terms from time to time. Continued use of the Service constitutes acceptance of the updated Terms.
7. Termination
We may terminate or suspend your access to the Service at our discretion, with or without notice, particularly if you violate these Terms.
You may delete your account at any time by contacting us. This will result in deletion of your stored data, subject to reasonable verification.
8. Disclaimer of Warranties
The Service is provided “as is” and “as available” without warranties of any kind. We do not guarantee:
The accuracy or timeliness of reminders
Uninterrupted or error-free operation
That data will never be lost, though we take reasonable steps to prevent it
9. Limitation of Liability
To the fullest extent permitted by law, we will not be liable for any indirect, incidental, special, or consequential damages arising out of or related to your use of the Service.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of [Your Country/State], without regard to conflict of law principles.
11. Contact
If you have any questions about these Terms or wish to exercise your data rights, please contact us at:
Email: hello@insurenudge.com
By creating an account or using the Service, you confirm that you have read, understood, and agreed to these Terms of Business.